Our brokerage and the insurance industry have a solid track record of respecting your right to privacy and safeguarding your personal information. As a result of federal legislation, we've further strengthened our privacy commitment by informing you of why and how we collect, use and disclose your personal information. You can be assured that we'll only handle your personal information in a manner that a reasonable person would consider appropriate in the circumstances.

Personal Information Collected

Depending on the purpose(s) for which we need to collect it, we may ask for the following personal information about you including:

We may obtain this information from:

Why Do We Collect Personal Information?

When you first become a client or whenever you acquire or renew a product from us, we need to collect some of your personal information. Common purposes for which we collect your personal information are to:

Who Do We Disclose Your Personal Information To?

For many of the purposes identified above, we will need to share your personal information with others in order to serve your needs. These other parties commonly include:

How We Protect Your Personal Information

In order to protect your personal information and right to privacy, we will:

Privacy & Internet Communication

As the privacy of communication over the Internet cannot be guaranteed, we do not assume any responsibility for any harm, loss, or damage that might occur by the sending of personal and confidential information.

Consent

In using this site, you signify your consent to our privacy policy. If you are not in agreement, please do not use the site. We reserve the right, at our discretion, to update, change, modify, add, or remove this policy from time to time, as appropriate. Should we make changes, we will publish these on the site in a timely fashion.

How We're Compensated

CrownRidge Insurance Group, a Division of Oracle RMS, is an independent broker working on your behalf to secure competitive insurance products with coverage and terms that best protect your property and cover for liabilities you may incur.

The "independent" part of our role means we are not beholden to a single insurance company and your interests are always our priority. Our trained and licensed professionals provide advice on markets offering the best price, coverage, and service; maintain your policies and manage mid-term changes; and advocate for you in the case of policy issues and insurance claims.

The "broker" part of our job means we represent multiple insurance companies and provide services at costs insurers writing business directly would otherwise bear. Examples of assumed services and costs include prospecting, marketing and business production, administrative and processing services, and travel expenses.

Additionally, CrownRidge Insurance Group provides value in technical expertise, local knowledge, customer relationships, and professional advice for you.

Compensation for our services and value-adds is paid in the form of a percentage of commission the insurer builds into your total premium. In the interest of transparency and full disclosure, we provide below a schedule of commissions sorted by insurer and product class.

Commission Schedule